Running a business is hard work, your banking shouldn’t be. FNB has created a business checking account just for you. We can integrate your account with Positive Pay and Cash management products to help your business run smoothly.

Details

• To open an account, $1,000 must be deposited
• There is a $5 paper statement fee
• Electronic statements are complimentary
• Other fees may apply
• Complimentary debit card upon opening your account

To order new checks click here.

When you have a large sum of money and you’d like to earn more interest, consider a Money Market account. This account is like a savings account but you can use a debit card or checks to access your money. To open a MMA, you’ll need a minimum opening balance of $5,000.

Details

• $5 paper statement fee can be waived when enrolled in estatements
• Some fees may apply

The following transactions are limited to six (6) each four (4) week or similar period:

• Automatic Transfer or Payments authorized and made payable to an individual or entity outside of the bank – including loan payments to another institution
• Automated Transfers made via Online Banking or Telephone
• Checks on Money Market Accounts
• Debit Card and Point of Sale Transactions
• Automatic Transfer to another FNB account including those made for the purpose of providing Overdraft Protection

To open a business savings account, we require a minimum opening deposit of $100.  Interest-bearing accounts are available and we even offer automatic transfers from your checking account to a savings account to help you save your pennies for a rainy day.

Details

• Monthly service charge is waived if the average daily balance is greater than $250.00 per statement cycle
• $5 paper statement fee can be waived when enrolled in estatements
• Some fees may apply

The following transactions are limited to six (6) each four (4) week or similar period:

• Automatic Transfer or Payments authorized and made payable to an individual or entity outside of the bank – including loan payments to another institution
• Automated Transfers made via Online Banking or Telephone
• Automatic Transfer to another FNB account including those made for the purpose of providing Overdraft Protection

Our competitive CD rates allow our business and consumer deposit customers the opportunity to save with higher yield interest.  CDs are a no-risk investment and you can invest for periods from 91 days to 3 years.

Stop in or call any of our branch locations to learn more about IRAs and CDs. Click here for location contact information.

Merchant Services

Accept electronic transactions with nearly instant access to your funds. Depositing a check is also easy with our electronic deposit options including mobile deposits. To login to your Merchant Services visit:  https://www.transfirst.com/translink

Positive Pay

A special product developed to aid in fraud protection for banks and customers. Positive Pay is designed to catch suspicious checks before they become a problem for our customers. Positive Pay is accessible via Online Banking.

Cash Management

Works in conjunction with Positive Pay to manage your banking transactions.

Business Debit or Credit Cards

Pay your business expenses with ease when you use our FNB Business Debit or Credit Card.

RoadRunner

ROADRUNNER is an easy, secure way to make deposits from the convenience of your office.  After you accept check payments from your customers, using ROADRUNNER, you scan the checks and submit the legal, secure, electronic image to us. Upon submission, FNB New Mexico will print and process these deposits. That’s it!

ROADRUNNER allows for different levels of security before files are submitted to FNB New Mexico. Because you’re transmitting actual check images through a secure web browser. ROADRUNNER actually helps reduce the risk of check fraud.

• Convenience – no more daily trips to the branch. Deposit checks right from your desktop.
• Extended cutoff – 4:00 p.m. every business day
• Reduced expenses – Saves time and money. Eliminates the cost and liability of regular trips to the bank.
• Faster funds availability – Speeds up the availability of funds
• Streamlines operations – Automates the process of creating deposit tickets. Improves posting accuracy. centralizes deposits from satellite offices with one financial institution.
• Peace of mind – Reduces the risk of fraud. Assures deposits are being made daily

Notary Services

Get your business forms notarized by one of our friendly staff in any of our branch locations.

Regardless of the size of your business, FNB can help you meet and exceed your business goals with a number of lending options to help your business flow and grow.  All of our lending decisions are made in-house by local officers, that’s the community in community banking.  We are here to help you with:

Commercial Loans
Commercial Construction Loans
Line of Credit Loans
Commercial Real Estate Loans
Commercial Construction Loans

Please call or visit your branch office to learn more about our programs and great rates.  Find your branch address and phone number here.

For over 50 years, we have been here helping our agriculture customers with farm and ranch real estate loans, equipment loans and other operational banking needs.

FNB has Agribusiness professionals in each of our branch locations to help meet and exceed your Ag business goals. Our online and mobile technology allows farmers and ranchers to focus on their business rather than making a special trip to town just for banking.

For our 4H and FFA students, we offer project loans to help you get started.

Please call or visit your branch office to learn more about our programs and great rates.  Find your branch address and phone number here.